Benefits

OVERVIEW

FY24 Insurance Rates

Benefits Snapshot (Revised 2022-04)

Benefits Summary (Revised 2021-04-15)

ADDITIONAL INFORMATION, LINKS, AND FORMS

Health Care

• Health Care E-kit from MIIA FY24
• MIIA Enrollment Site FY24
• MIIA Enrollment and Change Form (save the file first, then edit)
• MIIA Good Health Gateway Diabetes Care Rewards Program
  • MIIA Good Health Gateway Flyer
  • MIIA Good Health Gateway Video
  • www.GoodHealthGateway.com Select: MIIA Health Benefits Trust Diabetes Care Rewards
  • Questions: 1-800-643-8028; Mo-Th 8:30a - 6:00p, Fr 8:30a - 5:00p
• MIIA TeleHealth provided by Well Connection Flyer
  • Download Well Connection App
  • click here for TeleHealth - Well Connection Website
• BCBS discount program for some holistic providers: website
• FY23 $300 Fitness Reimbursement
• FY23 $300 Weight Loss Reimbursement
• Health Care Cost Containment

Dental

• FY23 Dental Blue Freedom Low
• FY23 Dental Blue Freedom High
• MIIA Enrollment and Change Form (save the file first, then edit)

Vision

• FY23 Blue 20/20 Vision
• Blue 20/20 Vision Enrollment Form
• Blue 20/20 website Find a provider or sign in for your benefit details, claim status, & special offers

Flexible Spending Account (FSA) by Cafeteria Plan Advisors

 IMPORTANT: You must Re-Enroll each year!

• FSA Informational Video : start at 7min 30 sec
• FSA Informational Flyer FY24
• FSA Prepaid Benefits Card Flyer
• New OTC Expenses Now Eligible
• OTC $10 off $100+
• Make OTC purchases here: FSA Store or at your favorite store
• Cafeteria Plan Advisors website
• Enrollment Options
  • (PREFERRED) Login and Enroll here
  • FSA Enrollment Form (7-1-2023 to 6-30-2024)

Boston Mutual Life and Long Term Disability Insurance

• Boston Mutual New Hire Kit 2022 for Cohasset

Supplemental Insurance

• AFLAC Offerings for Cohasset
• AFLAC website

Deferred Compensation (457b Plan)

• MASS-SMART Plan offered by Empower Retirement
  • SMART Plan Overview 2022
  • SMART Market Volatility Flyer
  • How Much Can I Contribute 2022?
  • SMART Online Enrollment 2022
  • SMART Plan website
• AIG-VALIC
  • Start Shaping Your Financial Future
  • Enroll Online in Cohasset Traditional and/or ROTH 457(b)
  • AIG-Valic website
• Equitable-AXA Advisors
  • Equitable-AXA 457 Save More
  • Equitable-AXA Take charge of your future with a 457 plan
  • Equitable website

Deferred Compensation (403b Plan - eligible school employees only)

• TSA Consulting Group - Cohasset(TSA provides administrative and compliance services for our 403b plan)
  1. Review Meaningful Notice (found under Forms on right)
  2. Review Plan Participation Guide (found under Forms on right)
  3. Contact Authorized Investment Provider of your choice (found on left)
  4. Fill out appropriate Salary Reduction Agreement (found under Forms on right)
  5. Return form to School Payroll/Bookkeeper
  6. Online Distribution
     1. Online Distribution Flyer
     2. Online Distribution Tutorial
     3. Online Distribution System
  7. TSA Consulting Group - home page
• Equitable-AXA Advisors
  • 401K For Educators
  • 403b Start Early
  • Equitable-AXA Ready Set Enroll 403b (Teachers only)
  • Equitable website

Seasonal Employees

• Are Required to Participate in Mandatory OBRA in lieu of Social Security
• Are Invited to Participate in Voluntary OBRA as a deferred compensation 457b Plan
  • OBRA Updated Highlights 2021
  • OBRA Guide 2019-05

Retirement

• Norfolk County Retirement (Login under MY RETIREMENT FILE)
• Massachusetts Teachers’ Retirement System
• OBRA (part-time/seasonal staff)
• Social Security Windfall Elimination
• Government Pension Offset

Wellness Program

• MIIA Well Aware Program Overview Video
• MIIA Well Aware Services and Programs Descriptions
• MIIA Fitness/Exercise Class Videos

Employee Assistance Program (Open to all employees)

• EAP Brochure 
• EAP FAQ
• EAP Website